# Research & Data | nimblepayday.com

> Compare payday, installment, title and cash-advance loans — plus 15 lower-cost alternatives. Editorially reviewed, source-cited guides.

Источник: https://nimblepayday.com/research/

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# Research & Data

Our own analysis of short-term loan costs and borrower behaviour.

[One State Line Away: How Crossing a Border Changes the Same LoanThe same loan costs a different amount depending on which side of the state line you borrow from.](/research/one-state-line-away/)

[Where Payday Lending Is Off the Table — and What Replaces ItHalf the country does not allow the classic two-week payday loan. Here is what the rules actually say.](/research/where-payday-is-off-the-table/)

[How Much and How Long: Loan Caps Across the States That Allow ItWhere lending is allowed, the ceilings differ by thousands of dollars and by weeks of term.](/research/how-much-and-how-long/)

## How we work with data

- We run the numbers ourselves and show the work — the table and the dataset are open.
- Only states with enough responses are included; below that the share swings on noise.
- We refresh as new data arrives and print the date on the page.